Equifast Credit Services
Complaint 228841 Details

I was told by Roger Rhoden that I was approved for a personal loan for 5K. Due to my credit score he told me that since it was a unsecured loan that I would have to purchase a insurance policy through the company that would cocer the cost of the loan if somthing were to happen to me. I was told to send 500.00 through Western Union, and the cost for sending it would be 40.00 dollars. I was told to send it to a Ms. Houghton.Once received the money would be in my account the next morning. The next morning no money was deposited. I called and was told that it was receved after a cut off time and that the money would be in my account the next day. .The next day came and no money. I called and now was told the loan was not approved. I told them I wanted my money back ASAP. Mr. Rhoden told me that I had to speak with Mr. Peters. Mr. Peters informed me that their policy was a refund in 30 days. I told him they got my money immediately and I wanted mine back the same way. He told me I woul receive my refund in 30 days.. Well it has been well past 30 days and I tried emailing and calling and no one would respond. Finally Mr.Rhoden emailed me and said I would have to speak with Mr Peters. After several days Mr. Peters called and informed me that to get my refund I had to send 300 dollars to them. I said there was no way I was paying them 300.00 to get my money back. He said that was for interest it drew during that time. I told him I did not want the interest on it just give me my 540.00 as promised. He said then that he did not have time out of his busy schedule to talk any longer with me and Hung up. This company is not reputable and has scammed me out of my hard earned money with a multitude of lies.