Regional Arbitration Service
Complaint 273596 Details

I have had numerous calls from about 4 different people. Each time it's regarding the same thing - bad check from 7 years ago. They want to set up a mediation to resolve a debt before pursuing legal action against me. Funny thing is each person has given me different info. 1st persons case # was different than others. 2nd person had an address I've never lived at and advised I file a police report for identity theft, and third person said my balance was now over 2k - even though the others said it was a $300 check. And now the 4th has stated it was a $400 ck- but fees and interest have been added to it. So I played along and questioned how could it be a $400 check when check and go only loans up to $255 per loan. I was convinced until the stories weren't straight.
Luckily for me I filed bankruptcy in 2008 so if this was real it would have been claimed in my bk regardless and I told them that. All of a sudden it went from I'm trying to settle this debt to- I'm not calling for just for payment I'm calling to give you the heads up Thayer are pressing charges against you for fraud for intentionally writing a bad check with intentions of never paying them back.
I asked them to send me something in writing validating my debt. Said they could email me a letter of validation which I have yet to receive but couldn't send me a copy of the contract that I supposedly signed because legally they don't have to or something like that.
If it is real ill take my chances in court. I would never make a payment to anyone over the phone ever unless try can adequately provide me proof.